Keep Your Fleet Moving. Stop the daily MCA drain.
Truckers across the country are buried under daily MCA withdrawals while waiting 30, 60, even 90 days on broker payments. We negotiate your business debt down by up to 70% — without taking your trucks off the road.
Why trucking businesses end up trapped in MCA debt
Trucking has unique cash flow timing that makes Merchant Cash Advances feel like a lifeline — until the daily pulls start drowning the business.
Brokers pay slow. MCAs don't.
You move the load this week. The check shows up in 30 to 90 days. But your funder pulls every single weekday. The math doesn't work — and the deficit gets covered by another advance.
Fuel, tolls, and maintenance won't wait
Diesel costs swing every week. A transmission goes. A tire blows. These bills hit before your invoices clear — and an MCA looks like the only option in the moment.
Stacked advances eat revenue daily
Two, three, sometimes five funders all pulling at once. Together they take 40–60% of every load before you've paid drivers, fuel cards, or insurance. Growth becomes impossible.
Your authority and bonds are on the line
UCC filings, frozen factoring accounts, and threats to your operating authority leave fleets feeling cornered. We've seen every play — and we have legal answers for each one.
Debt relief services tailored to trucking businesses
Every plan is built around keeping your trucks rolling and your drivers paid. Here's how we get you there.
Direct negotiation with your MCA funders
We step in as your advocate, communicate directly with every funder on your behalf, and renegotiate balances and payment schedules so your cash flow can actually breathe.
- Reduce total balance owed
- Stop aggressive collection contact
- Pause or restructure daily pulls
Restructure stacked advances into one plan
If you have multiple MCAs hitting at the same time, we consolidate them into a single, predictable payment that matches the rhythm of broker payouts — not the funder's daily ACH calendar.
- One payment, not five
- Payments aligned to revenue cycles
- Lower effective interest cost
Lump-sum or structured settlement
When the right opportunity comes — a paid-out factoring run, a refinance, an equity injection — we settle balances for a fraction of what's owed and close the file for good.
- Settle for up to 70% less
- Permanent closure of accounts
- UCC liens released
Post-MCA rebuild & credit recovery
Once the debt is resolved, we help you rebuild business credit, qualify for legitimate equipment loans and SBA programs, and put a wall between your fleet and predatory funding.
- Business credit rebuild
- Equipment financing referrals
- Cash flow planning
See your potential monthly relief
Slide to your current MCA payment and we'll estimate the reduced payment we typically negotiate for trucking businesses.
Four steps from stressed to settled
Most trucking clients are reviewed within 24 hours and on a reduced payment plan inside the first week.
Free consultation
A trucking-savvy specialist reviews your funders, balances, and broker payment cycle — no fee, no commitment.
Custom strategy
We design a plan around your routes, your factor, and your fixed costs — not a one-size-fits-all template.
We negotiate
Our team takes over communication with every funder, negotiates terms, and gets the daily pulls under control.
Resolution
Balances are paid, settled, or restructured. You exit with a clean slate and a plan to stay there.
Trucking-specific FAQs
The questions we get most from owner-operators and fleet owners.